Digital Payment and Banking Services

Your Trusted Partner for Digital Payment and Banking Services

DigiNidi empowers retailers and entrepreneurs to offer essential digital financial services such as AEPS cash withdrawal, domestic money transfer, bill payments, and mobile recharge through a secure and reliable platform.

About Us

DigiNidi Services Pvt Ltd is a next-generation fintech ecosystem company focused on delivering integrated financial services to underserved and rural markets.

We operate through a structured franchise model, enabling retailers and entrepreneurs to offer secure financial services under a trusted brand.

Our Vision

To become a leading regional fintech infrastructure network connecting millions to digital financial access.

Our Mission
  • Expand rural banking access
  • Promote digital financial inclusion
  • Enable entrepreneurship through fintech distribution
  • Provide secure and compliant transaction systems

What We Offer - Our Products

A complete portfolio of payment, banking, cash management, insurance, travel, and assisted digital services for retailers and entrepreneurs.

Structured 8-Service Fintech Catalog

Built for rural and regional growth with secure transactions, operational support, and a wide set of essential services under one trusted brand.

8 Service Categories
01
Core Banking

AEPS (Aadhaar Enabled Payment System)

Biometric Aadhaar-based assisted banking services.

  • Cash Withdrawal
  • Balance Enquiry
  • Mini Statement
  • Aadhaar Pay
Customers can withdraw money using Aadhaar number and fingerprint without ATM card.
02
Transfers

Domestic Money Transfer (DMT)

Quick and secure remittance with instant bulk fund transfer support.

  • Instant bulk fund transfer
  • IMPS / NEFT transfer
  • Instant transfer facility
03
Bill Pay

Banking and Financial Services

Expanded access to assisted banking and credit-linked financial products.

  • Micro ATM
  • Credit links - PL / BL / OD
  • Credit card services
  • Gold loans
04
Cash Flow

Cash Management System (CMS)

Retailer-friendly collection and assisted payment services.

  • Loan EMI payment services
  • All E.COM agents cash deposits
05
Bill Pay

BBPS Bill Payment

Unified bill settlement through one trusted platform.

  • Electricity bill
  • Water bill
  • Gas bill
  • DTH recharge
  • Mobile recharge
BBPS allows paying many types of bills from a single platform.
06
Protection

Insurance Services

Coverage options for key life and asset needs.

  • Life insurance
  • Motor insurance
  • Health insurance
07
Govt Services

Government Services

Essential assisted services for compliance, travel, and customer support needs.

  • GST & ITR filing
  • Train booking
  • LIC premium payment
  • KYC verification
  • Flight booking
08
Best Services

Other Best Services

Extra value-added services that improve collections, travel, and cross-border support.

  • Indo Nepal money transfer
  • POS devices
  • Fastags
  • QR payment collection
  • QR code with Soundbox
  • UPI fund transfer

Join With Us

Become a Merchant: Join our growing fintech distribution network and build a profitable financial services business in your region.

Benefits

  • Attractive Commission Structure
  • Training & Onboarding Support
  • Dedicated Relationship Manager
  • Scalable Business Model

Why Choose Us

  • Secure and reliable technology platform
  • Easy retailer onboarding process
  • Dedicated regional customer and partner support
  • Fast transaction processing

Compliance

DigiNidi Services Pvt Ltd operates as a technology service provider.

Operational Compliance

All banking and financial services are delivered in collaboration with RBI-regulated banks and financial institutions.

We maintain strict compliance standards, secure transaction protocols and data protection measures to ensure customer trust and operational integrity.

Privacy Policy

Your privacy is important to us. This Privacy Policy explains how DigiNidi collects, uses, protects, and manages your information when you use our website, mobile application, and services.

1. Introduction

Welcome to DigiNidi. By accessing or using our services, you agree to the terms of this Privacy Policy.

2. Information We Collect

  • Personal Information: Full name, mobile number, email address, and address.
  • Financial Information: Transaction details and bank-related service information required for AEPS and payment services.
  • Device & Technical Information: Device type, operating system, IP address, browser details, and app usage information.
  • Location Information: Approximate location may be collected only when necessary for service functionality or security purposes.

3. How We Use Your Information

  • To provide and improve our services.
  • To process transactions securely.
  • To verify user identity and prevent fraud.
  • To ensure account and transaction security.
  • To send important notifications and service updates.

4. Data Sharing and Disclosure

We do not sell or rent your personal information.

  • Authorized banking and payment partners.
  • Service providers supporting transaction processing.
  • Government or regulatory authorities when required by law.

5. Data Security

  • SSL encryption for secure data transmission.
  • Secure authentication and access controls.
  • Restricted access to confidential information.

While we implement strong security measures, no method of internet transmission or electronic storage is completely secure.

6. Data Retention

We retain user information as long as necessary for operational, legal, regulatory, and security purposes.

7. Your Rights

  • Access your personal information.
  • Request correction of inaccurate information.
  • Request account deletion, subject to legal and regulatory obligations.

8. Third-Party Services

DigiNidi may use third-party services for analytics, payment processing, customer support, and operational services. These third parties may have their own privacy policies.

9. Children's Privacy

DigiNidi services are not intended for individuals under 18 years of age.

10. Disclaimer

DigiNidi is not a bank. We provide digital financial and payment services in collaboration with authorized banking and financial partners.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updated versions will be posted on this page along with the revised effective date.

12. Contact Us

If you have any questions regarding this Privacy Policy, you may contact us at:

  • Email: info@diginidi.com
  • Company: DigiNidi Services Pvt Ltd

13. Consent

By using DigiNidi services, you consent to the collection and use of information as described in this Privacy Policy.

Contact Us

Message: Use DigiNidi app & take charge of all your transactions to grow your business.

Company: DigiNidi Services Pvt Ltd

Phone: 8008008157, 8008008169

Email: info@diginidi.com

Registered Office: 19-6 First Floor, Foundry Road, Gollapudi, Vijayawada, Andhra Pradesh - 521225

Start With DigiNidi

Use the DigiNidi app to manage essential transactions, serve more customers, and grow your regional service business with confidence.

Available across: AEPS, DMT, CMS, BBPS, insurance, government services, and value-added merchant tools.

Connect with us: Call or WhatsApp 8008008157 / 8008008169